We all want a great loan rate on our home purchase, but if I asked you about “what” factors into your loan rates, you might be puzzled. This interview with Narbik Karamian of BeneGroup is an excellent primer for anyone interested in just how rates are calculated and what the government has done in recent years to stimulate the economy as well as the real estate market. The bottom line is that it many never be a better time to buy than now. Take a look and listen!